Calculators we actually use in client meetings
Every one of these was built to answer a real question a client asked us. They are free, they need no sign-up, and nothing you type is sent anywhere — the maths runs inside your own browser.
Turning a corpus into a monthly income
The hardest phase of investing is not building the money. It is drawing it down without running out.
SWP vs FD Tax Analyser
Two people draw the same monthly income — one from a fixed deposit, one from a mutual fund SWP. This shows how differently the two are taxed, and what each actually keeps.
Open toolSWP Stress Test
Retiring just before a market fall is the single biggest risk to a withdrawal plan. This runs your plan through a bad opening sequence so you know where it breaks.
Open toolSWP & STP Planner
Work out a sustainable monthly withdrawal, or phase a lump sum into equity gradually through an STP rather than all at once.
Open toolGetting the accumulation years right
Small decisions made early compound into very large differences later.
Step-Up SIP Calculator
Increasing your SIP in line with your salary each year is the easiest wealth decision most people never make. See what a 10% annual step-up does over twenty years.
Open toolWealth Journey Planner
The full arc in one view — years of SIP to build the corpus, then years of SWP to live off it. Useful for seeing whether your retirement date is realistic.
Open toolAdvisory Studio
Our full workbench — combining withdrawals with fixed-rate rebalancing between equity and debt, so the allocation is held steady through the cycle.
Open toolIs this a sensible time to invest?
You cannot time the market. You can, however, know where valuations stand before committing a large sum.
India Equity Valuation Check
Where the Nifty 50 and Nifty 500 sit against their own history on price-to-earnings and price-to-book — expensive, fair, or cheap.
Open toolVolatility Lab
A hands-on look at how often markets fall, how deep those falls go, and how long recovery has historically taken. The best cure for panic is familiarity.
Open toolNeed something else?
If there is a calculation you keep doing by hand, tell us. We build these ourselves and are happy to add one.
Suggest a toolPrefer to go through it with someone?
Send us your numbers and we will run the analysis and explain the result — no charge, no obligation.